PetsHealth

• Enrollment: 8 weeks to 13 years for initial enrollment for dogs, 8 weeks to 15 years for cats.

• Coverage: Coverage begins on 1st and 15th of each month. Illness coverage begins 30 days after effective date. No physical required.

• Claims: Within 15 days of receipt of all necessary paperwork.

• Discounts: 10 percent discount for multiple pets

• $100 deductible per year, not per incident.

• Info: www.petshealthplan.com

Insurance Plans

• Good: Accidents, illnesses and surgery, $8,000 maximum benefit per year; from $15.24 per month for dogs, $10.63 per month for cats.

• Better: Accidents, illness, surgery and basic wellness, $11,000 maximum benefit per year; from $30.50 per month for dogs, $23.11 per month for cats.

• Best: Basic and value benefits plus elective preventative care, $13,000 maximum benefits per year; from $51.53 per month for dogs, $45.06 per month for cats.

• Very Best: Basic and value plan coverage plus coverage for some chronic and long-term conditions that manifest in previous coverage year, $13,000 maximum benefit per year; $71.11 per month for dogs, $62.17 per month for cats.

Veterinary Pet Insurance

• Enrollment: 6 weeks and older.

• Coverage: Fourteen-day waiting period after policy is approved.

• Claims: Processed within two weeks.

• Discounts: 5 to 10 percent discount for multiple pets.

• Also offers coverage for avian and exotic pets.

• Info: www.petinsurance.com

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Insurance Plans                                                                                   

• Standard Plan: Accident and illness coverage, including cancer, up to 90 percent coverage, $50 deductible, $2,500 maximum benefit per accident or illness, $9,000 maximum benefit per policy term.

• Superior Plan: Accident and illness coverage, including cancer, up to 90 percent coverage, $50 deductible, $4,500 maximum benefit per accident or illness, $14,000 maximum benefit per policy term. Benefits coverage renews each year. No lifetime cap.

• Vaccine and routine care coverage: Physicals, office calls, de-worming, sterilization, teeth cleaning, prescription flea control, vaccines, heartworm meds and more, no deductible; $99 per year, added to a Standard or Superior Plan.